Matthew's story: understanding my options

“Following a serious illness, I realised that I needed to understand what my options were and how best I could manage them should I need to retire, or indeed when I wanted to retire.

I still had a substantial mortgage and also had a variety of different pensions from the different companies I had worked for in the past.

I really had no idea how this translated into firstly, achieving a comfortable pension, and secondly, how much longer I’d need to work to achieve it.

Perfect timing for one of the best decisions I’ve ever made

It was around this time that I received a publication through the post regarding an upcoming seminar by Craig Palfrey CFPTM of Penguin Wealth Financial Planning at a local hotel about pensions and investments. The timing was perfect, and I have to say, attending it was one of the best decisions I’ve made.

When do you want to retire?

Shortly after the excellent seminar, I arranged a meeting with Craig. When we met,  we discussed my personal situation, from which Craig clearly and expertly provided me with the guidance and direction I needed to not only rearrange my personal finances but also give me a clear goal towards retirement. I’ll never forget one of the first questions Craig asked me, “when do you want to retire?” I’d always thought that it would be more a question of  when can I retire.

I’m now in a position of feeling confident about the future with a clear understanding of my financial situation. My Financial Planner has successfully rearranged my finances and just as importantly, monitors them to ensure I maximise their potential.

Contact a professional

I would highly recommend that anybody who, like me, was unsure about their current financial situation, and needs expert guidance and support to contact a professional.

As I mentioned already, it was one of the best decisions I have ever made!”