|
||||||
| Home - Consumers / Consumer advice | ||||||
|
Consumer adviceIn this section you will find a collection of tools and advice to help you select the right Financial Planner for your needs. The three areas covered are:
QUESTIONS TO ASK WHEN CHOOSING A FINANCIAL PLANNERTo help you get the most out of using a Financial Planner we have produced some brochures identifying what you should look for and your rights as a client. Whatever your reason for getting help from a Financial Planner, you have to make sure you find the ones that's right for you. With out interview checklist you can eliminate your worries and find the planner that will meet your needs. Download the brochure: 10 questions to ask when choosing a Financial planner YOUR RIGHTS AS A FINANCIAL PLANNING CLIENTIf you have decided to work with a Financial Planner it's important to understand your rights as a client. Our quick, easy-to-use guide identifies your entitlements as a client. Download the brochure: Your rights as a Financial Planning client PAYING FOR FINANCIAL PLANNING, METHODS AND OPTIONSFinancial Planners will undertake a full review of your financial situation to understand the complexity of your needs and to help you to establish your lifestyle objectives. The outcome of this “fact finding” process will determine the level of involvement required by the planner, and also will indicate the most appropriate solutions to suit you and your situation. If you decide that you need the services of a Financial Planner, one of the important aspects that need to be discussed at outset is the basis on which that planner will be paid. PAYMENT METHODSThere are essentially two methods of payment for Financial Planning services: Payment for Financial Planning services will be discussed with you and agreed up front. If you have found a Financial Planner using our “Search for a CFP professional” function, the payment option details can be found under the ‘Typical clients and charges’ section of their profile. Alternatively fees can be offset by such “commission" payments. In these instances, any commission due to the adviser or planner for products bought will be used either to reduce or cover the fee quoted. Fees
Whichever option you agree with your planner, it is most important that it is decided and agreed at an early stage in the proceedings so that both you and your planner know exactly how the charges will be made for the very important services that they will be providing. |
|||||
|
|
||||||
|
||||||