Simon Fitton planner profile

BA (Hons)

CII Financial Planning Certificate; CII Advanced Financial Planning Certificate (AFPC); Taxation and Trusts (G10), Personal Investment Planning (G20), Savings & Investments (SV1), Mortgage Advice Qualification (MAQ), Lifetime Mortgage Activities (CF7), Long Term Care (CF8)

Associate of the Personal Finance Society (Dip PFS)

Associate of the Institute of Financial Planning (AIFP)

Certified Financial Planner (CFP)

The majority of my clients are successful individuals from the professions; senior executives of quoted and unquoted companies; entrepreneurs and owners of family businesses. I also deal with a number of individuals who have recently received substantial capital as a result of divorce, bereavement or compensation and who require a sensitive approach to organising their future finances. I also advise trustees on financial planning and investment, with a level of understanding not generally found at traditional investment managers.

Essentially, anyone serious about their own financial planning and who requires a truly impartial and holistic approach to achieving and protecting their financial independence.

A typical client is any of those described above. The basis of any fee is agreed after an initial exploratory meeting (free) but might comprise one or a combination of, time based fees, a project fee, asset based fees or for certain types of work, contingency fees.

We make extensive use of cash flow forecasting, which provides measurement of progress towards your goals. These forecasts give an essential context within which a coordinated and clearly structured financial plan can be developed and managed. The aim of any planning is to ensure that your financial resources are used effectively and efficiently in pursuit of your goals and objectives. All our advice is recorded in a bespoke financial planning report.

I am a career financial planning professional with over fifteen years experience of advising families, individuals and trustees. I started with a firm specialising in providing advice to doctors, veterinary surgeons, solicitors and other professionals, developing an ability to explain the most complex financial issues in a clear and enlightening way.

Baxter Fensham is a financial planning firm providing impartial, fee-based holistic financial planning advice to clients who are income and / or capital rich, but typically time poor. Because we act for relatively few clients, we can offer a very personalised and attentive service and you will be treated as an individual.  Each client is looked after by  a three person support team, thus ensuring continuity of service in the event of holidays and illness.

We work very closely with other professional advisers to ensure all clients' interests are managed efficiently; consequently, many clients are introduced by solicitors and accountants.

A lot of clients also come to us due to the Baxter Fensham portfolio review service. Most new clients don't have their invested assets structured according to their risk profiles This is usually because they have accumulated their investments piecemeal over the years and selected funds on the basis of past performance. Our portfolio review service will analyse the current asset allocation of your invested wealth and provide comment on how structurally it may be improved; this can lead to ways of achieving cost reductions in the charges levied by investment fund managers.