Nick Crabbe planner profile

·         Certified Financial planner (CFP)  

·         Advanced Financial Planning Certificate (AFPC) including:
- Taxation and Trusts (G10),
- Personal Investment Planning (G20),
- Investment and Risk (CF2),
- Pensions (G60),
- Mortgage advice Qualification (MAQ),
- Lifetime Mortgage Activities (CF7)

·         -CF9 Pensions Simplification

·         -HR1 Home Reversion Planning 

·         Associate of the Institute of Financial Planning (AIFP)

·         BA Hons

• Primarily Nick is keen to speak to anybody who is serious about wishing to organise their finances in the most efficient manner possible that allows them to plan realistically for their long term goals while at the same time enjoying life today. He has however historically dealt with a large number of :
• Members of the Medical, Dental, Veterinary, Legal and Accountancy professions
• More recently however his skills are being increasingly required by small business owners, directors, and people with family incomes in excess of £80,000 who wish to ensure their personal and business arrangements are efficiently structured.
• He is also extensively consulted by individuals and Trustees who wish to maximise the long term returns that can be achieved on new or existing investment or pension portfolios, based upon the degree of risk they are prepared to take.

There is no typical client type other than to say that the common thread running through all Nicks relationships with his existing clients is that the relationships are long term and that all the clients are serious about Lifestyle Financial Planning. Nick works purely on a fee basis to ensure complete impartiality and fees are charged by the hour (£45 - £130). Fixed fee work is also undertaken for larger and more technically complex cases. Any commissions that may be available can be offset against fees if the client so wishes, if not they are rebated in to any plans arranged thus reducing the charges or premiums on the relevant plans. Initial consultations are not charged for if the client does not wish to proceed.

Most of the work Nick undertakes is in the preparation of lifestyle financial plans for higher net worth clients and the investment of capital sums or the reinvestment of poorly performing pension funds. Due to the high number of Doctors and Dentists he works with, special attention is given to Medical and Dental financial matters resulting in a very high degree of expertise in this field. His overall objective is to ensure that his clients no longer have to worry about the achievement of their financial goals.

In his capacity as a fee based financial planner, Nick is often asked to contribute to BBC radio programmes concerning financial matters.