Carl Melvin planner profile

• CIBS certificate in Mortgage advice & practice
• Certificated in Financial Planning by Charted Insurance Institute
• CII Advanced Financial Planning Certificate (inc G60)
• CII Financial Planning Certificate
• Associate of the Corporation of Insurance & Financial Advisers
• Divorce Financial Planner with Resolution UK
• Chartered Financial Planner title
• CF2 - Investment & Risk
• CF7 - Lifetime Mortgages
• CII Financial Advisers' International qualification
• CF9 - Pensions Simplification
• Associate of the Personal Finance Society
• PMI certificate in Trustee Pensions Knowledge
• Certified Financial Planner licence

• Retired/pre-Retired
• Successful Business Owners
• UK Expatriates
• Busy Professionals/Executives
• Widows & Divorcees whose former husband handled the family finances
• Job Movers with numerous pensions looking to create a comprehensive Retirement Plan

Our clients want a long-term relationship with a professional adviser to help them achieve financial independence. They want an IFA they can trust to provide sound advice, clear explanations, efficient service and ongoing support. All have a desire to improve and protect their wealth, take responsibility for their financial future and value professional advice and guidance.

Fees are agreed with you before we accept you as a client. Commissions may be offset against fees payable. No charge for initial meeting to help you decide if we are the Financial Planner for you.

Carl entered the Financial Services in 1983, and has specialised in Financial Planning since 1989. He was a Commercial Manager (Financial Planning) at a major Scottish Bank for 5 years before establishing this company in 1995, specialising in advising successful small business owners and wealthy retired clients.

We help you to get financially organised, help you establish your financial goals and provide a sensible strategy to achieve what you want. We offer a comprehensive service with a view to building a long-term professional relationship with you and your family.

Carl has been successful in a number of financial planning awards, including;

• Finalist in Money Marketing Awards - Best Pension IFA
• Highly Commended Finalist in Planned Savings IFA of the Year
• Business Assurance IFA of the Year by Planned Savings
• Finalist in Money Marketing IFA of the Year Awards
• Highly Commended Finalist in Planned Savings IFA of the Year
• Finalist in Citywire New Model Adviser Awards - Scotland &NI
• MDRT Court of the Table
• Business AM Gazelle award for small business